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Payment Gateway: Heartland Payment Systems


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Heartland Payment Systems (NYSE:HPY) delivers credit/debit/prepaid card processing solutions to businesses through-out the US.

To integrate your webstore with Heartland you first need to talk with to Heartland Payment Systems at 888-963-3600 to set up an account with them for your store. The HPS/ Nitrosell eCommerce integration can handle the following cards types:

  • VISA;
  • Mastercard;
  • Amex;
  • Discover;
  • JCB;

You will need the following information from HPS in order to enter into you webstore manager:

  • HPS license ID
  • HPS Site ID
  • HPS device ID
  • HPS Username
  • HPS Password

Please note that the password that HPS gives you for your Webstore will be subtly different to that given you to access their online payment management system - don’t get them mixed up! The webstore password is to be entered into the Nitrosell Webstore Manager, the other password is to allow you to check payment directly with HPS on their website.

Enter the information HPS gives you into the Payments section of your webstore manager under Heartland Payment Systems.

As well as these five items, you need to decide on whether you plan to use delayed capture (where you take funds from a card through your RMS POS) or not (where funds are taken from a card directly when a purchaser makes the purchase online). Note that the second option is only for use where the goods are posted the day that they are ordered. The second option is for stores where the posting of goods might be delayed.

The strict AVS check narrows the acceptable range of AVS responses the website will accept from your purchasers. AVS is an address/ zipcode matching system. Enabling this will mean that shoppers that carefully enter their address details should have no problems making purchases.

In order to prevent costly chargebacks and fraud, checks are made on all cards submitted as tender, with automatic catching of bad CVV or AVS data. When cards fail these checks, the purchaser is immediately informed of the problem and invited to remedy the faults. The creation of an order does not go ahead until the data entered is acceptable.

We anticipate Heartland Payment Systems being a suitable match for many retailers in the US and expect a strong takeup of Heartland Payment Systems as partners to our eCommerce clients. If you are interested in availing of this payment gateway talk to Heartland Payment Systems at 888-963-3600 then raise a ticket with our support staff who will gladly steer you through the set up in Webstore Manager.